Business Credit Cards Provide Financial Flexibility

Funding is typically around five times the maximum limit on your highest personal credit card.

To qualify you must have a history of good personal credit with mostly on-time payments and limited late payments, collections and closed accounts. 

If you have used a high percentage of your available credit, have a bankruptcy showing on your credit report, or if you have multiple recent credit inquiries, you likely won’t qualify.

If you get denied, we may be able to recommend actions you can take to increase your chances of getting approved.

More than 40% of our clients start with a credit partner.  A credit partner (i.e. business partner, spouse, or relative) is someone who temporarily assists you by guaranteeing your funding until you can increase your credit worthiness to take over the responsibility.

Banks often limit exposure to individual customers and have restrictions limiting exposure on their various product lines.  You may be denied by your bank even though you may actually qualify for additional credit.

There are hundreds of credit card issuers, by applying through us, we will select those that are more likely to accept your particular credit situation and approve your application.  And, by selecting multiple issuers, we create competition, which results in the best rates and introductory offers for you.

It’s always a good idea to have credit lines through multiple credit card issuers.  If one seeks to limit exposure, you still have relationships with others willing to provide you with access to capital for your business.