We can help you get an SBA loan. We work with borrowers needing funding for most types of businesses.
There are so many different loan options today that it can easily become overwhelming to figure out which business loan program joffered by which lender is right for you.
Conventional banks will only consider your loan if you have a well-established, profitable business. Other lenders focus on specifc criteria such as your: collateral, business credit, business revenue, or even your personal credit quality.
Business owners are often unware of the flexibility provided by SBA funding. Check out the “Is an SBA Loan For You?” section below. You might be amazed at all of the business expenses that can be rolled into your SBA loan. SBA loans don’t happen quickly, but they can provide significant levels of funding at very attractive rates.
Do you need between $250,000 and $5,000,000?
To purchase an existing business or new franchise.
To purchase land or buildings, including new construction as well as expansion or conversion of existing facilities.
To buy real estate in which your business will occupy 51% or more of the property.
To purchase equipment, machinery, furniture, fixtures, supplies, or materials.
For long-term working capital, including the payment of accounts payable and/or the purchase of inventory.
For short-term working capital needs, including seasonal financing, contract performance, construction financing and export production.
For the refinancing of existing business indebtedness that is not already structured with reasonable terms and conditions.
For completing a partner buy-out
If you owner-occupy 51% or more of the property, you will need to use an SBA loan. The SBA programs are generally intended to encourage small business investment in real estate, equipment, working capital and inventory. These loans can be for up to $5 million and have maturities of up to 25 years for real estate and up to 10 years for equipment, working capital, or inventory.
Acquisition, Refinance, Renovation, Working Capital, Equipment & Inventory purchase
Min $250,000 to $5,000,000
Maximum Loan to Value:
10 years for most assets / 25 years for real estate
Owner Occupancy Requirement:
Owner must occupy 51% or more or property
Low Down Payment on Purchase
Low Credit Minimum
Unrestricted Working Capital
Few Restricted Industries
Merchant Cash Advance Consolidations
Business Lines of Credit