Business Loans – Castle Commercial Capital

We Get SBA Loans Approved!

SBA Loans That Work For You

We can help you get an SBA loan. We work with borrowers needing funding for most types of businesses.

There are so many different loan options today that it can easily become overwhelming to figure out which business loan program joffered by which lender is right for you.

Conventional banks will only consider your loan if you have a well-established, profitable business. Other lenders focus on specifc criteria such as your: collateral, business credit, business revenue, or even your personal credit quality.

Business owners are often unware of the flexibility provided by SBA funding. Check out the “Is an SBA Loan For You?” section below. You might be amazed at all of the business expenses that can be rolled into your SBA loan. SBA loans don’t happen quickly, but they can provide significant levels of funding at very attractive rates.

Is an SBA Loan For You?

Do you need between $250,000 and $5,000,000?

To purchase an existing business or new franchise.
To purchase land or buildings, including new construction as well as expansion or conversion of existing facilities.
To buy real estate in which your business will occupy 51% or more of the property.
To purchase equipment, machinery, furniture, fixtures, supplies, or materials.
For long-term working capital, including the payment of accounts payable and/or the purchase of inventory.
For short-term working capital needs, including seasonal financing, contract performance, construction financing and export production.
For the refinancing of existing business indebtedness that is not already structured with reasonable terms and conditions.
For completing a partner buy-out

Submit Your SBA Funding Request

To see if we may be able to help you obtain SBA financing, submit your infomation by clicking the link below. The more detail you provide, the better we are able to assess your particular business situation and determine if we are able to help you obtain SBA funding.

SBA Funding Request

SBA 7(a) Business Loan Program

If you owner-occupy 51% or more of the property, you will need to use an SBA loan. The SBA programs are generally intended to encourage small business investment in real estate, equipment, working capital and inventory. These loans can be for up to $5 million and have maturities of up to 25 years for real estate and up to 10 years for equipment, working capital, or inventory.

Loan Purpose:

Acquisition, Refinance, Renovation, Working Capital, Equipment & Inventory purchase

Loan Amount:

Min $250,000 to $5,000,000

Maximum Loan to Value:

150%

Term:

10 years for most assets / 25 years for real estate

Owner Occupancy Requirement:

Owner must occupy 51% or more or property

Other Details:

Low Down Payment on Purchase

Low Credit Minimum

Unrestricted Working Capital

Few Restricted Industries

Merchant Cash Advance Consolidations

Business Lines of Credit

SBA 7(a) Business Loan Program – Eligible Business Examples

Medical Facilities: includes dentists, chiropractors, veterinarians, surgeons, physical therapists and other businesses serving the health needs of the community.
Automotive Repair/Sales: includes auto repair financing, and financing for auto auction properties, used car dealerships, lube stations and towing companies.
Retail: includes independent food markets, liquor stores, laundromats, restaurants, bars, drugstores, outlet centers, strip malls, single-tenant properties, regional enclosed & unenclosed properties, and many other retail business types.
Light Industrial: includes warehouses, manufacturing facilities, and research and development properties.
Office: includes medical offices, mid-rise offices, office-over-retail properties, single tenant properties, and office buildings for legal, architectural and engineering professionals.
Service Businesses: includes any businesses which provide a service rather than a tangible product to their customers. Businesses include day-care, assisted living, and self-storage facilities.
Eligible properties must be owner-occupied but can have multiple tenants.
Many other types of business are eligible, please contact us and we can discuss your specific business

“Successful business owners and investors choose their partners wisely. We work closely with you to develop and execute funding strategies to meet your unique business needs.”